Meant for higher spending consumers it combines a huge package of bonuses with rewards focused on Hilton properties.

If you are a Hilton fan, the Citi Hilton HHonors Reserve card offers some terrific benefits that make up nicely for a relatively high annual fee.

Definitely best for heavy spenders who frequent Hilton properties. Its earning rate on Hilton stays is particularly impressive. On the other hand, this card has limited value for people who don’t travel often or prefer to redeem accumulated points outside the Hilton ecosystem.

There aren’t many benefits to the Citi Hilton HHonors Reserve Card besides the high points earning potential. The $95 fee can be intimidating, and you need to understand that Hilton HHonors awards cost many more points than other programs.

For a regular guest at Hilton properties, and who uses credit to book flights or car rentals, we think this card can be extremely rewarding. If your priority is rewards flights, you might benefit more from a different card.

This card is best for consumers who spend a lot each year and have excellent credit. You will also benefit the most if you travel often and intend to stay primarily at properties within the Hilton portfolio.

The Citi Hilton HHonors Reserve card certainly has some great features, particularly if you are a big fan of Hilton. A major benefit to the Hilton Reserve is the instant Gold status you receive just for holding the card.

The Citi Hilton Reserve card is a welcome addition from Citi which hasn’t had a lot of new offers in the miles and points world.

Offers one of the biggest hotel reward rates of any card and puts you at immediate Gold status. This dynamic combination of features gives you even more earning power.

If the automatic HHonors Gold status doesn’t make your globetrotting heart swoon, its generous sign-up bonus will. Plus, the card’s robust points system and anniversary bonuses make it easy to reap long-term benefits.