Swagbucks Review

By: Michael Cole
Last Updated: July 30, 2020
Advertiser Disclosure



Part of the journey to financial freedom is raising your income to help you get there quicker. One of the better ways to do this is to find a side hustle, which can include delivering pizzas, starting a business, or taking advantage of one of the many online websites that allow you to earn money. This review of Swagbucks introduces you to one of the better-known websites that helps put money back in people’s pockets.

Quick Facts

Number of Merchants
Bonus Signup Offer
Payout Methods

Gift Card

Average Payout Period
32-92 days

Expert Walkthrough

What is Swagbucks?

Swagbucks is a website that lets you earn points for doing everyday tasks online. These points can be redeemed for gift cards by simply shopping, watching videos and taking surveys. I know what you are thinking. “Is Swagbucks legit”? The answer is YES. Swagbucks has already given out over $189,000,000 in rewards and gives out 7,000 gift cards every day.

Earning rewards with Swagbucks is surprisingly easy. They pay you in points redeemable for gift cards to complete simple tasks you are most likely already doing on a daily basis.

How does Swagbucks work?

After you create your account, you are ready to get started making money.

Browsing the deals provided on their website before making an online purchase, playing games and watching videos are all effective ways to earn points. Each point equates to about one penny.

You earn different amounts of points for the different activities you complete. Once you build up enough points you can claim a gift card to one of many well-known retailers.

For example, build up 500 points and redeem a $5 Amazon gift card.

Installing the Swagbucks browser plugin for Chrome will help you in your quest to earn Swagbucks. After it is installed, every time you are looking at a website that can earn you points, you will be notified. This lets you know to use Swagbucks’ link to purchase the same product you were already going to buy. With one simple step you effectively bought your item on sale!

This plugin is called the SwagButton. The Shop and Earn feature of the plugin is what will give you a notification if the website you are currently browsing offers any cashback promotions. For example, if you are browsing Wal-Mart or Target, you may get a popup notifying you that you will earn 3 Swagbucks for every dollar spent. The points will reflect after you make your purchase.

This same concept of earning points works with surveys and videos. By taking the time to complete surveys that Swagbucks provides, you earn points that continue to accumulate. Each survey takes about 20 minutes to complete.

They will also pay you to watch videos. By allowing these videos to play while you observe or simply have in the background, you will earn even more Swagbucks. If you spend a good amount of time on the computer each day, this is an excellent way to bring you closer to your financial goals without putting in a large amount of work.

Swagbucks Review: Features

There are too many features to list in one post, so here are a few of our favorites here at InvestmentZen.

Points can be redeemed at stores and restaurants that you'll actually visit like Target, Wal-Mart, and Starbucks.

If you aren't interest in gift cards, you can even redeem points to PayPal for cash.

There is no limit to the amount you can earn.

If you make Swagbucks your default search engine, you'll earn points with each and every search you make.

Each friend you get to sign up for Swagbucks will earn you rewards points.

Is Swagbucks Worth It?

So what's the conclusion of our Swagbucks review? Bottom line is if you are looking for a way to gain more side income to apply toward your debt snowball, this is a great way to earn it. By completing the simple tasks such as surveys, reading emails, playing games or watching videos, you continuously earn points that can be redeemed for cold hard cash.

This may not be the quickest way to earn money. It can be time consuming to complete surveys and read emails, but there is something to be said about making money from the comfort of your own home.

A survey that takes 10 minutes to complete will earn you about 10 swag bucks. This works out to be about 1 Swagbuck per minute. To give you a reference point, a $5 Amazon gift card costs 450 Swagbucks. As you can see, this method won’t make you rich, but the points will add up over time to earn you occasional gift cards.

There are some surveys that will bring in slightly more than a dollar per hour. You can earn even more if you decide to leave videos playing in the background of your everyday tasks, bringing in $5 or more per hour.

If you order most of your products online, Swagbucks’ shopping deals will net you a few pennies each time you buy.

While some users of the site will describe it as a “Swagbucks scam”, there is no scam about it. You simply get paid for providing feedback through surveys, video views and more.

What are you waiting for? Spend some time looking around Swagbucks and start earning your points!

About the Author

Michael Cole

Michael Cole is a personal finance writer who has contributed content for several high profile publications. He contributes primarily to InvestmentZen's retirement product reviews.

Swagbucks Reviews

Christian PF

I think anyone can benefit from signing up with Swagbucks, even if all use is their search feature, you will be slowly but surely be earning and getting some cash/rewards each year that you otherwise wouldn’t.


Basically you get paid for doing things you would be doing regardless of Swagbucks’ existence. All you need to do is make a couple tweaks to your daily routine.

Simple Family Finance

Going out of your way to earn swag bucks doesn’t make financial sense, but the program itself, when used responsibly, is actually pretty great.

Surveys Say

Here is the deal. You cannot make a living on this site and you should not try to do so; it will only lead you to waste your precious time.