LendingClub Review

Last Updated: January 18, 2020
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LendingClub

Summary

For a quick low-rate loan, Lending Club is one of the best options nationwide. You can easily find your rate and apply at no risk of it affecting your credit score. They've lent over $50 Billion on their platform to over 3 million customers.

Quick Facts

Minimum Credit Score
640
Maximum Loan Amount
$40,000
Loan Duration
36 or 60 months
APR
5.99% - 36.0%
Origination Fee
1.0% - 5.0%
Days to Close
30 days

Expert Walkthrough

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LendingClub Reviews

Credit Karma

The rates are extremely competitive. The terms are easily understood, and multiple term lengths and amounts are available depending on what your needs/wants are.

Lending Memo 2019-02-19

Easy. Low rates. Origination fee could be stated more clearly, but overall Lending Club remains one of the best places for an online loan.