The Plum Card® from American Express OPEN Review
Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
Take up to 60 days to pay with no interest, if you pay your minimum due.
Use the power of the Plum Card to buy big for your business.
Unlock new opportunities with a spending limit that can grow with your business.
Additional Employee Cards at no annual fee – and an early pay discount on employee spending.
No Foreign Transaction Fees.
Introductory annual fee of $0 for the first year, then $250.
The Plum Card® from American Express OPEN Reviews
With perks geared toward businesses with either consistent or unpredictable cash flow, this one might be worth considering.
Overall, Plum offers unusual flexibility and a solid cash back rate, but some business owners may conclude that more compelling options exist.
Judged purely on rewards, a number of other small business cards offer greater rewards rates, with substantially less annual costs.
If you are still not sure if this card is a fit for your small business you can still take the plunge without getting wet
The Plum card is good for established businesses who may not have consistent cash flow from month to month. However, if your business always pays a bill off in full each month, you would have no need for the deferred payment option.
To sum up, this is a business card that I would recommend any business owner to consider.
For strict cash back, this is one of the top business credit cards if you can hit the max spend.
If your business has a revenue of at least 6 figures annually and are needing a charge card with a flexible and rewarding payment plan, this is definitely a good option
Between the deferred payments from month to month, to the discount for early payment, this card rocks.
Geared toward businesses that want to monitor their spending, as well as earn benefits for paying early.