There’s a debate in the finance community about whether it’s more efficient to save more money or make more money.
The “Save More Money” camp argues that this is the foundation of good financial habits. Even if you do make more money, you need to actually save some of it.
The “Make More Money” camp argues that there’s only so much you can save. After all, you need to live. There’s also something to be said for opportunity cost. In the time you spend trying to find a 25 cent off coupon at the grocery store, you could have made $20.
You Should Do Both!
Ideally, you want to save money and make more money. However, once you’re living a lifestyle that minimizes expenses and boosts your savings rate, the only way to improve your savings rate is to learn how to make extra money.
In this guide, we’re going to lay out 99+ money making ideas so you can boost your income and hopefully increase your savings as well.
We’ve split them up into different categories including making extra money online, selling your used stuff, side hustling, investing, and more.
We’ll start by listing the top ideas from each category of our list of 101 ways of making extra money fast (legitimately!). Feel free to jump to any category at any time, or read through the list one by one.
Hope you find it useful!
Make Extra Money Online
It’s easier than ever to make extra money thanks to the internet. Here are some ideas to get you started.
1. Answer Surveys
There are several survey sites online where you can make extra money just from sharing your opinion. These sites are free to join and free to use. Survey sites include InboxDollars, Swagbucks, Opinion Outpost, Survey U, Harris Poll Online and Survey Junkie .
For more online income generating ideas like this one, you can jump to “Make Extra Money Online”
Sell Your Stuff
One of the fastest ways and easiest ways to earn extra money is to sell your stuff. Not only does it help you make money, you’re also decluttering. I tried this in the Spring and quickly made almost $200 from selling used books and designer clothing.
Here’s an idea to get you started:
2. Sell textbooks with Bookscouter.
Have you ever wondered what to do with those text books your college book store won’t buy back? Try selling them on Bookscouter.
For more ideas on how you can sell your stuff to make extra cash, you can jump to “Sell Your Stuff”.
Side hustles refer to jobs that allow you to make money on the side of your regular job. They are all the rage these days and with the gig economy growing like never before, it’s easier than ever to start one.
3. Uber/Lyft Driver
Perhaps one of the quickest ways to make extra money via side hustle is to become a driver for Uber and/or Lyft. Rather than sitting in rush hour traffic when you get out of the office, use that time to make some extra cash with your car. You can sign up for Uber here.
For more side hustle ideas like this one, you can jump to “Side Hustles”.
Making extra money doesn’t always have to involve taking on a new gig or selling stuff. If you already have some savings, you can put your money to work for you.
4.Peer To Peer Lending
Peer to Peer Lending is a form of debt financing where you can lend money though a P2P platform like Lending Club and earn your money back with interest.
Average returns are around 8% though returns can be higher or lower depending on the risk you’re willing to take on.
For more investing ideas like this one, you can jump to “Investing”.
Renting Out Your stuff
There is no shortage of opportunities to rent out just about anything. You can start by renting out:
5. A spare room.
You can rent out a spare room (or any piece of real estate like a guest house) on AirBnB and make a nice chunk of extra cash. In addition to being a great way to earn extra money, its a great way to get started in real estate investing with almost no risk.
For more ideas on stuff you can rent out, you can jump to “Renting Out Your Stuff”.
Sometimes the easiest way to make more money is just to focus on increasing your primary income stream. You’d be surprised what you can accomplish if you apply a hustling mentality to your job.
Here’s an idea to get you started.
6. Ask for a raise.
What if I told you that salary negotiation is a skill that you could improve through practice? If you like your current job and don’t particularly want to leave, one way to earn extra money is to negotiate a raise.
Watch Ramit Sethi explain how you increase a $50,000 salary by $15,000 through salary negotiation.
For more ideas like this one, you can jump to “Make More Money With A Job”.
While the categories above are some of the most common ways you can earn extra money, not all ways to make extra money fall into one of these groups.
There a ton of other random ways people earn extra income. Here’s another idea you can try:
7. Earn extra money with Inbox Dollars
Inbox dollars is more than just a survey site. You can also earn money by completing certain tasks like reading emails or trying products.
For more ideas like these ones, you can jump to “Other”.
Keep reading our list of money making ideas:
If you haven’t jumped to a category yet, maybe you still haven’t found the right hustle for you.
Here is the rest of our list of ways you can make extra money, we hope you find something that can get you increase your income and help you achieve your financial goals.
8. Test Websites
One thing you can do to earn extra money online is to test websites. Usertesting.com, for example, pairs up businesses with users who are willing to test drive their platforms. Testers then earn $10 per test.
9. Participate in an online jury.
Sign up to become a mock juror through eJury.com and you can get paid to help attorneys test their cases.
10. Get paid to search online.
Some search engines will pay you to use their search feature. Bing gives users rewards and Swagbucks gives people points they can cash in for gift cards or PayPal cash.
11. Write reviews.
You can get paid to review products and services through Vindale Research.
12. Drop Shipping
Drop shipping is a type of retail fulfillment where the store owner (you) doesn’t keep any items in stock. Instead, when someone purchases a product, the store owner purchases the item for a third party and ships it directly to the customer. You can do this on Amazon, eBay or with something like Shopify.
13. Amazon Fulfillment
One popular and easy way to make money is by participating in Amazon FBA. You have a store with products (maybe books or a type of coffee), send your inventory to Amazon, and when someone buys a product you listed on Amazon, Amazon takes care of the shipping for you. The Selling Family, for example, did this and made six figures in profit during their first year.
Start a Blog
While it takes time to build, they payoff is definitely worth it. It may take a year or two before you see any profit, but even a moderately successful blog offers several easy ways to make extra money online, from selling advertising to generating affiliate commissions, to selling info products.
14. Ad Revenue
One of the ways to earn extra money with a blog is with ad revenue. Most websites you visit probably have ads on them. In many cases, these ads are a part of an ad network like Google AdSense where the webmaster is paid based on impressions and clicks.
15. Selling Ad Space Directly
If you’d like to earn extra money with ads but don’t have the patience to see the payout from an ad network, you could sell ad space directly to companies. This could look like sponsored posts or banner ads on the side bar.
16. Affiliate Sales
Another way to make money online with a blog is through affiliate sales. This is when you recommend a service or product to your readers and then make a commission whenever they purchase said product or service through your link. This is probably one of the best ways to make money because the income is passive.
17. Product Sales
When you start a blog, you could use it as a platform to sell your own products such as ebooks or courses. While it requires work upfront, it does provide passive income because you sell the product over and over again.
When you start experiencing some success with blogging something incredible starts to happen. Suddenly, everyone wants to know how you did it. Consulting is a quick way to make extra money because it doesn’t require anything like product development. Just hang out your shingle and go.
19. Get paid to Tweet.
If you have a large social media following you can also make money promoting things with your Tweets. You can check out a site like SponosoredTweets to get started.
20. Sell any kind of book Amazon.
In my experience, Amazon is king for selling used books of all kinds. I had a garbage bag full of books and they all sold within a few months.
21. Sell used books to Powell’s Bookstore.
Powell’s is a famous bookstore in Portland that is always looking for used books to add to the store. Simply visit their website, see which books they’ll take, and ship them to the store. This is especially good if you have any rare books or special editions.
22. Declutter your entire house with Ebay.
You can sell just about anything on eBay. I once interviewed someone who made $1000 on eBay selling everything from broken appliances to gently used nail polish.
23. Sell clothes to your friends with Poshmark.
Poshmark is a social sharing site where you can list your clothing and sell it online to friends and other users.
24. Clean our your closet with ThredUp.
ThredUp is an online second-hand store where users can buy and sell used clothing. It’s great for finding deals on clothes, but it’s also great for making a little extra cash.
25. Sell designer clothing with Twice.
Twice is also a second-hand shop but only for designer clothing. If you have some designer threads you no longer what you can sell them to Twice and make an average of $50.
26. Sell your wedding dress.
27. Sell collectibles.
There is a huge market online for common collectibles. For example, I collect crystals and gemstones. Whenever I get new pieces I sell the older pieces online.
28. Sell your old electronics.
You can sell your old electronics online either through eBay or with services like Gazelle .
29. Sell your gold and silver.
If you have jewelry lying around that you no longer want, consider selling it.
30. Have a yard sale.
Sometimes the easiest way to earn money from selling used stuff is to get rid of it all at once. That’s where a yard sale comes in.
31. Sell your data.
You can share your information with companies like Smart Panel and Nielsen Digital Media Panel and get paid for letting them scan your data.
32. Sell your hair.
If you’re not particularly attached to your hair, you can make extra money by selling it on HairSellon.
33. Sell your sex cells.
There is a large market out there for sex cells. If you don’t feel uncomfortable donating these things, you could make some extra money.
34. Sell your plasma.
Sex cells aren’t the only bodily fluid you can donate for cash. You can also sell your plasma at $20 to $25 a pop.
35. Freelance Writer
One of the best ways to make money online is to become a freelance writer. There are tons of job boards full of companies looking for writers to help them with their content marketing.
36. Freelance Developer
Similar to freelance writing, several companies are looking for developers to write code for anything from websites to apps. You can start looking for work on sites like Upwork.
37. Freelance Web Designer
If you’ve got a knack for graphic design you can make money creating anything from entire websites to Instagram images.
38. Etsy Shop
Starting an Etsy shop is a surprisingly easy way to make money. As long as you take good pictures of your products and use SEO in the descriptions, you can earn extra money pretty quickly.
39. Sell Pictures
If you’ve got a knack for taking pictures and a smartphone, you can sell your photos for consumer use with an app like Foap. The photos sell on Foap for $10 and you make $5 for every photo you sell.
40. Social media management
Are you a social media rockstar? You could make money by helping people and businesses with their social media needs.
If you’re great at making connections and getting media mentions, consider helping bloggers with their PR. For example, I know someone who specifically helps bloggers get on podcasts.
42. Proofreading and Editing
Grammar nerds can make a significant amount of money for proofreading and editing. According to the the Editorial Freelance Association, editors can make anywhere from $25 to $60 an hour.
43. Teach online courses.
44. Help people with WordPress.
Many bloggers and small business are operating on WordPress and need help doing backups, maintaining security and cleaning up plugins.
If you are very good at a particular subject like math or English you could easily make $70 an hour tutoring students.
46. Give tours of your town.
You can show off your hometown pride while earning extra money by giving tours. Rather than doing it on your own (that may require licenses and permits) you could do it through a site like Vayable.
48. Run errands.
You can get paid to run errands for other people by joining websites like TaskRabbit.
49. Do grocery shopping for others.
There are some people out there who love grocery shopping. If you happen to be one of them, consider joining Instacart as a shopper for a quick way to earn extra money.
50. House sit.
If your friends or neighbors are going out of town you can offer to house sit.
51. Dog walking.
If you love dogs you can sign up to be a dog walker through Wag! and get paid to walk other people’s dogs.
52. Pet sitting.
Wag! Also allows you to find pet sitting jobs.
53. Wash cars.
Sometimes learning how to make extra money is simply a matter of getting paid to do something other people don’t want to do themselves. Chances are many of your neighbors hate washing their cars. This is an opportunity to make some money by washing it for them.
54. Organize closets.
If you’re one of those people who scour Pinterest for the best closet designs and love to organize stuff, you can make some big bucks as a closet organizer.
55. Baby sit.
This old school gig is still one of the best ways to make extra money. There are plenty of parents out there who are in need of a sitter and are using sites like Sittercity to find them.
56. Become a virtual assistant.
If you’re not into organizing closets but do like to organize online files or help with administrative tasks, you could make money as a virtual assistant.
If you happen to be bilingual you could earn extra money by becoming a translator. You can make even more money if you can also translate written content.
58. Become a customer service rep.
There are plenty of part-time work from home customer service rep positions you can do in your spare time to earn extra money.
59. Become a club promoter.
If you love a good time and live in a town with a thriving night scene, you could earn more money by promoting events.
60. Become an extra in a TV or movie.
Ever wanted to be on TV? Well, you can make some money as a TV or movie extra. Visit Backstage.com to search for casting calls in your local area.
61. Train pets.
If you’re the neighborhood dog whisperer you could turn it into cash by training other people’s pets.
62. Clean up after pets.
You can get paid up to $45 an hour to scoop poop
63. Be a handy man.
If you’re handy around the house you could make extra money as a handy man on TaskRabbit.
How many times have you met someone who bartended on the side of their day job? Considering you can make a killing in tips, probably quite a few.
65. Do yard work.
People are willing to pay money to get out of doing yard work. Use this as an opportunity to make some money around the neighborhood.
If you’ve got an ear for music you could make extra money DJing parties. You may not be the next Tiesto, but at least you can make some money.
67. Deliver items.
The delivery industry is valued at $70 billion. You can get a piece of the pie by joining a service like Postmates.
68. Become a brand ambassador.
You can get paid to promote products at events and make anywhere from $15 to $50 an hour.
69. Real Estate Crowdfunding
You’re probably already familiar with Crowdfunding sites like Kickstarter. In case you’re not, crowdfunding is the act of collecting small amounts of money from several people in an effort to raise money for a business venture.
It’s worked out well in many sectors, and now it’s come to real estate.
Here’s how it works. You can buy individual shares of real estate property through a website like Fundrise. According to Fundrise, investors can earn an average of 12 to 14 percent annually on their investment.
70. Passive Index Investing
You can invest some of your money into index funds which mirror the market and grow over time. It’s a great way to diversify your portfolio and invest for the long-term.
71. Invest in Sectors You Believe In
You can invest in particular sectors through certain indexes like the Dow Jones U.S. Financial Index or the Dow Jones U.S. Technology Industry. If there’s a particular sector you believe in, such as environmental, the online brokerage Motif Investing lets you invest in stocks related to that particular sector.
72. Your car.
You can rent out your car through a platform like Turo. Turo will rent out your car depending on it’s market value. According to their website, if your car is worth $20,000 and you rent it out 15 days out of the month, you could earn over $6,000.
73. A parking space.
If you have access to a coveted parking space or don’t mind lending out your garage for parking, you can earn extra money through services like JustPark.
74. A bike.
Similar to renting out a car, you can also rent out a bike through the Spinlister service.
75. Your clothes.
76. Camera equipment.
Camera equipment is expensive, which is why there’s a huge market for renting it instead of buying it. If you’ve got camera equipment lying around consider renting it through a website like Sharegrid.
77. Your boat.
For those who love boating but simply don’t have the time to enjoy your boat, you can try renting it out through Boatbound.
78. Your Wi-Fi network.
Fon is a website that has created over a million hotspots around the globe by allowing users to rent out their WiFi connection. Just keep in mind that if you decide to do this, it could slow down your connection.
79. Power tools.
Websites like Snapgoods and Loanables also let you rent out power tools. Since power tools tend to be expensive, there’s a huge rental market for them.
80. Get a new job.
One way to earn extra money is to simply start the hunt for a job that pays more. If you play your cards right you can negotiate a pay bump.
81. Get a part-time job.
If neither getting a new job or getting a raise is an option, you could try your hand at getting a part-time job on nights and weekends.
82. Get a temp job.
There is still a big market for temp jobs in the world. If you need some extra cash for a period of time, consider getting a temp job.
83. Get cashback Ebates
Ebates is a website that allows you to make cash back when shopping online. You can also refer friends and earn some extra money.
84. Become a Mystery Shopper
Mystery Shopping is when a company pays you to pose as a regular customer and give them feedback about your shopping experience.
85. Get paid to get in better shape.
Did you know you could make money by getting healthier? Websites like HealthyWage and DietBet allow you to make wagers with your friends and family. You can also compete in corporate wellness programs for a chance to win the money in the pool.
86. Join the Nielsen Consumer Panel
If the name Nielsen sounds familiar it’s because this is the company that measures TV ratings. They do a lot more than that, though. Nielsen also measures media consumption and sends out surveys to their panelists. If you’re really lucky you may get chosen to get paid to watch TV.
87. Open a second bank account.
Tons of banks are offering cash bonuses just for opening an account and depositing a certain amount of money. This is probably one of the easiest in terms if how to make extra money.
88. Scan your groceries.
Another way Neilsen allows panelists to make money is by scanning their groceries. It’s a part of their Nielsen Homescan program.
89. Participate in a clinical trial.
If you have a particular ailment or condition, you could be eligible to participate in clinical trials and get paid for your time.
90. Sell scrap metal.
There is always a market for metal and the prices tend to fluctuate. It could be worth it to collect scrap metal and sell it when the price is high.
91. Join a focus group.
Corporations pay marketing companies big money to test out focus groups. You can join a variety of them in your spare time and make money for offering your feedback on products and services.
92. Put ads on your car.
You can make extra money on your commute to and from work by slapping ads on your car through Carvertise.
93. Sell bottled water.
There is a lot of money to be made by selling bottled water at outdoor events.
Earn points through Recyclebank that you can then turn into discounts, coupons and more.
95. See if you have unclaimed money.
You may have money that is owed to you and not even know it. Make sure to regularly see if you have any unclaimed money by searching on the USA.gov website.
96. Work at a restaurant.
If you live in a foodie town there’s a good chance there’s a high demand for part-time servers.
97. Get a hospitality job.
Hospitality jobs in places like Florida and California are often times temporary and can be a good way to make some extra cash in a short amount of time.
98. Work a seasonal retail job.
You can earn extra money every holiday season by taking on a seasonal retail job.
99. Get bonuses for using a credit card.
If you’re good with credit cards, you can earn cash back and bonuses for using it on regular purchases. Note, this only works if you can use a credit card responsibly.
Learning how to make extra money isn’t that difficult. There are plenty of opportunities all around you, you just have to keep your eyes peeled for them. Try your hand at some of the items on this list and see how it goes.